Isa’s allow you to save tax free. Any capital gains within an ISA do not attract Capital Gains and any dividends received do not attract Income tax.

This makes them ideal long-term savings vehicles.

Each adult is able to put £20,000 into an ISA each year. A couple can, therefore, put up to £40,000 a year into an ISA. Over time it is, therefore, possible to build a considerable lump sum.

Even if your means are less than this by setting up a standing order and drip-feeding money into to an ISA on a monthly basis you can build a significant capital sum.

SELF SELECT ISAS an advantage of our ISA is that it is purely a wrapper. You can hold ANY INVESTMENT LISTED ON A RECOGNISED STOCK EXCHANGE you are not limited to the fund or one provider.

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