The Autumn Budget 2025 introduced a wide range of tax and policy updates affecting individuals, savers, and property owners. Among the headline measures were frozen income tax thresholds, changes to ISA allowances, adjustments to pension salary sacrifice rules, and increases to several tax rates – including dividend and property income tax. Additional measures included a future tax on electric vehicle usage, higher gambling duty, and new surcharges for landlords with larger rental incomes. 

The Budget also outlined changes to Capital Gains Tax relief for sales to employee trusts, import duty rules for online retailers, and a £1,000 annual surcharge for landlords earning above £25,000.  

Full details of the Autumn Budget can be found on the UK Government website.

As always, changes to taxation may influence how people structure their financial arrangements over time. Many individuals choose to review their ISAs, pensions, trusts, or broader planning following a Budget announcement to ensure everything remains aligned with their goals. 

If you are not currently a CFM client and would like to discuss how we can support you with your investment management needs please email: support@capitalfinancialmarkets.co.uk

 

Emma Tuckett

Investment Manager

Well-respected Investment Manager, Emma Tuckett, has joined CFM following a successful career at Killik & Co.

After nearly a decade working in Trading and Investments, Emma has worked with clients from a wide range of backgrounds and has extensive experience in Advisory and Discretionary Investment Management, with a particular focus on ESG investing and helping clients align their investments with their long-term objectives and values.

emma.tuckett@capitalfinancialmarkets.co.uk

Joanne Hill

Compliance Manager

Joanne has joined Capital Financial Markets as Compliance Manager having worked in the Independent Financial Advice sector for over 30 years. 

Joanne holds a degree in Business and Finance, the CII Diploma in Financial Planning and has a wealth of experience and knowledge within Financial Services.  Joanne’s role is to protect both Capital Financial Markets and our Clients.

joanne.hill@capitalfinancialmarkets.co.uk

Saffron Heasley

Client Administrator

We are delighted that Saffron joined the CFM team as our business apprentice capably fulfilling the Client Administrator role. Saffron brings enthusiasm, reliability and a strong willingness to learn. In this role, Saffron supports the smooth day-to-day running of the business, providing essential administrative support across the team helping to ensure processes run efficiently and compliantly.

With a keen eye for detail and a proactive approach, Saffron is developing a solid foundation while working closely with colleagues across the organisation. Saffron is a valued member of the team and plays an important role in supporting CFM’s operations as we continue to grow.

saffron.heasley@capitalfinancialmarkets.co.uk

Paula Mitchell

Head of Operations & People

Having worked with us as a consultant for over eight years Paula brings that familiarity to the organisation and has joined the CFM team as Head of Operations & People.

A seasoned finance and HR professional with a masters in HR Management, Paula combines analytical strength with a people-centred approach to drive operational excellence. Paula will be leading the team and supporting Paul with the operations and people strategy ensuring sustainable growth and the smooth running of the business.

paula.mitchell@capitalfinancialmarkets.co.uk