Guide: Personal Tax Rates & Allowances 2026/27

Guide: Personal Tax Rates & Allowances 2026/27

We’ve compiled a practical overview of the main UK personal tax rates and allowances for the 2026/27 tax year. The guide covers income tax bands, dividend and savings allowances, capital gains tax thresholds, ISA limits, pension contribution rules and inheritance tax...
January 2026 Outlook

January 2026 Outlook

The start of 2026 has brought continued momentum in financial markets, with UK equities remaining among the stronger performers in recent months. Despite a softer domestic economic backdrop, international investors have increasingly recognised the relative value of...
Autumn Budget 2025 – Summary and Key Changes

Autumn Budget 2025 – Summary and Key Changes

The Autumn Budget 2025 introduced a wide range of tax and policy updates affecting individuals, savers, and property owners. Among the headline measures were frozen income tax thresholds, changes to ISA allowances, adjustments to pension salary sacrifice rules, and...
July 2025 Outlook

July 2025 Outlook

The July 2025 quarter has brought another period of change across the financial landscape, shaped by shifting monetary policy, political developments, and global market movements. Stock markets rebounded strongly after the postponement of certain US tariffs, with UK...
April 2025 Outlook

April 2025 Outlook

The early months of 2025 have brought noticeable shifts across both the UK and global landscape. With a new government in Westminster and changing policy direction internationally, many people are reassessing how these developments may shape the wider economic...

Emma Tuckett

Investment Manager

Well-respected Investment Manager, Emma Tuckett, has joined CFM following a successful career at Killik & Co.

After nearly a decade working in Trading and Investments, Emma has worked with clients from a wide range of backgrounds and has extensive experience in Advisory and Discretionary Investment Management, with a particular focus on ESG investing and helping clients align their investments with their long-term objectives and values.

emma.tuckett@capitalfinancialmarkets.co.uk

Joanne Hill

Compliance Manager

Joanne has joined Capital Financial Markets as Compliance Manager having worked in the Independent Financial Advice sector for over 30 years. 

Joanne holds a degree in Business and Finance, the CII Diploma in Financial Planning and has a wealth of experience and knowledge within Financial Services.  Joanne’s role is to protect both Capital Financial Markets and our Clients.

joanne.hill@capitalfinancialmarkets.co.uk

Saffron Heasley

Client Administrator

We are delighted that Saffron joined the CFM team as our business apprentice capably fulfilling the Client Administrator role. Saffron brings enthusiasm, reliability and a strong willingness to learn. In this role, Saffron supports the smooth day-to-day running of the business, providing essential administrative support across the team helping to ensure processes run efficiently and compliantly.

With a keen eye for detail and a proactive approach, Saffron is developing a solid foundation while working closely with colleagues across the organisation. Saffron is a valued member of the team and plays an important role in supporting CFM’s operations as we continue to grow.

saffron.heasley@capitalfinancialmarkets.co.uk

Paula Mitchell

Head of Operations & People

Having worked with us as a consultant for over eight years Paula brings that familiarity to the organisation and has joined the CFM team as Head of Operations & People.

A seasoned finance and HR professional with a masters in HR Management, Paula combines analytical strength with a people-centred approach to drive operational excellence. Paula will be leading the team and supporting Paul with the operations and people strategy ensuring sustainable growth and the smooth running of the business.

paula.mitchell@capitalfinancialmarkets.co.uk